Current
Rates PERSONAL LOAN RATES
Rates are effective as of Sep 3, 2010 . All rates are updated daily and are subject to change.
| Current
Rates |
PERSONAL LOAN RATES Rates are effective as of Sep 3, 2010 . All rates are updated daily and are subject to change. |
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New Auto: 36 Months* | |
6.750% | |
20% | |
$30.76 | ||
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New Auto: 48 Months* | |
6.750% | |
20% | |
$23.83 | ||
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New Auto: 60 Months* | |
6.750% | |
20% | |
$19.68 | ||
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PreOwned Auto(current model year): 48 Months* | |
7.250% | |
20% | |
$24.06 | ||
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Unsecured Loan: 12 Months** (other terms available) | |
12.500% | |
N/A | |
$89.08 | ||
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Unsecured Loan: 36 Months ** (other terms available) | |
12.500% | |
N/A | |
$33.45 | ||
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Personal Credit Line + ^ | |
8.000% | |
N/A | |
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Overdraft Protection ++ | |
18.000% | |
N/A | |
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* | Auto loan rates are quoted with a 1/2% reduction assuming autodebit from a Century Account. New auto loans up to 80% financed and used auto loans up to 80% of NADA finance value or 80% of purchase price, whichever is lower. Minimum loan amount is $1,500. | |||||||||
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** | Unsecured loan rates are quoted with a 1/2% reduction assuming autodebit from a Century Account. Unsecured installment loans range from $1,500 to $25,000. | |||||||||
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+ | Personal Credit Lines, accessible by a separate order of checks, range from $1,000 to $10,000. | |||||||||
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++ | Overdraft Protection, linked to your personal checking account, ranges from $500 to $10,000. | |||||||||
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^ | The annual percentage rate (APR) is variable and based on the Prime Rate plus 4.00% as published in the Wall Street Journal as of the last business day of the month effective with the first business day of the following month. Prime was 3.25% APR as of September 1,2010. Maximum line amount is $10,000. The Maximum APR is 18.00% and will not go below 8.00% | |||||||||
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