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First-Time Home Buyer Mortgage
We know how intimidating buying your first home can be. So we created this mortgage with your situation in mind. This will make it as easy as possible for you to step inside your dream home and experience all the joys and benefits of home ownership.

Home Ownership Just Got Closer

Buying your own home could cost you less than renting! Take advantage of the First-Time Home Buyer Mortgage from Century Bank. Interest rates are the lowest they've been in decades, and with these very attractive terms, there's never been a better time to buy your own home.

• Low down payment
• No points
• No application fees
• Reduced closing costs
• five/one (5/1) year Adjustable Rate Mortgage (ARM), with rate caps for your protection

Take The First Step

Getting Pre-Qualified is easy. Century Bank thinks that buying your first home should be as simple as possible. That's why we offer a Mortgage designed especially for you, the First-Time Home Buyer.

Once you get an idea of how much you're able to borrow, you'll know how much you can afford to spend - which makes shopping for your first home a lot easier. Pre-Qualification can also give you an edge over other buyers, and it lets a realtor know that you're serious about any offers you make.

Pre-Qualification Application

There is no commitment, and Pre-Qualification is free. Just complete and return the attached Pre-Qualification Application. Or simply stop by your local branch, and we'll review your information with you to determine how much financing you're pre-qualified for.

If you would like more information on Century Bank mortgage loans and rates, simply complete our Information Request Form and we'll gladly send you the forms you need along with appropriate disclosure information. Or, call our Mortgage Department at 781.393.4618 and one of our Mortgage Representatives will be happy to assist you. You may also stop by one of our convenient branch locations. Click here to find the Century Bank nearest you.

Note: Rates, terms, and products are subject to change without notice.

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