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Home Equity Loan & Line of Credit

You've worked long and hard to put a roof over your head. Why not let your home work extra hard for you too – beyond just keeping you warm and dry.

Put Your Home To Work For You!
Maximize your borrowing power with a Home Equity Loan or Line of Credit from Century Bank.

With a Home Equity Line of Credit from Century Bank, you can remodel your home, consolidate debts, pay tuition bills, or even take that special vacation. Using the equity in your home may be one of smartest, most cost-effective ways to borrow money. All you have to do is write a check, it is that easy.

The Home Equity Line of Credit from Century Bank offers you the convenience of paying only the interest due on the amount you use. As you pay back the principal, that money becomes available to you again and again. You also have the opportunity to extend your draw period. You decide.

You will find that a Home Equity Line of Credit from Century Bank is easy to apply for, easy to use, and easy to afford.

If you prefer the predictable monthly payments of a loan with attractive fixed rates, we can help you out there, too. You might want to consider a Home Equity Loan instead of a Home Equity Line, for example, if you need a set amount for a specific purpose, such as an addition to your home.

The Century Bank Home Equity Loan lets you use the equity in your home to finance your home improvements, make a major one-time purchase, or consolidate your credit card debt. A home equity loan is similar to a traditional loan, where you receive one lump sum up front, and your fixed rate of interest is based upon the term of your loan.

And best of all, you can even have your Home Equity Loan or Home Equity Line of Credit payments deducted automatically from your Century Bank checking or statement savings account, making your budgeting easy.

Whichever way you choose to tap into the equity in your home, we can help.

If you would like more information on Century Bank loans and rates, simply complete our Information Request Form and we'll gladly send you the forms you need along with appropriate disclosure information. Or, call our Mortgage Department at 781.393.4618 and one of our Mortgage Representatives will be happy to assist you. You may also stop by one of our convenient branch locations. Click here to find the Century Bank nearest you.

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