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Overdraft Protection
You have a lot going on in your life so your checking account balance may not always be on the top of your mind. Our Overdraft Protection is designed specifically to help you out during those times.

Overdraft Protection provides the security of a financial cushion you may need from time-to-time and saves you the worry and expense of returned checks. You pay no interest on the line until the line is accessed. Transfers from Overdraft Protection to your Century Bank checking account occur automatically and in the exact amount of your overdraft up to your available credit limit. And best of all, there is no annual fee.

Overdraft Protection activity is detailed on your monthly checking account statement so you always know where you stand. Minimum monthly payments for balances outstanding are either 5% of the outstanding balance or $10, whichever is greater and are automatically deducted from your checking account.

Please note, you must have a Century Bank checking account to be eligible for Overdraft Protection.

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