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Checking
Century Bank™ has always focused on helping small and
medium-sized businesses grow and prosper. Our customers
span a wide range of industries, but they all share the same
need for convenient, hassle-free banking that lets them
focus on running their companies. For any type of business,
Century Bank offers the products and services to meet your
banking needs.
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Account Name |
Earns Interest |
ATM & ATM/Debit Fees1 |
Maintenence Fees and Minimum Balance Requirements |
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No
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Free Century Bank ATM transactions and POS fees
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No maintenance fee & no minimum balance
300 free transactions
$.50 per item thereafter (checks paid, deposits & deposited items)
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No |
Free Century Bank
ATM transactions
and POS fees |
$12 maintenance fee
$.50 per each service chargeable transaction over 150 processed
monthly (checks paid, deposits & deposited items)
$7,500 minimum daily ledger balance to waive maintenance fee |
|
No |
Free Century Bank ATM transactions and POS fees |
$12 maintenance fee; $.20 per paid item; $.95 per deposit;
$.12 per deposited item; $.15 per ACH credit or debit received
Monthly fee and item charges may be offset by a variable
monthly earnings allowance on average collected balances
being maintained in the account |
|
No |
Free Century Bank ATM transactions and POS fees |
$15 maintenance fee; $.21 per paid item; $1.00 per deposit;
$.13 per deposited item; $.15 per ACH credit or debit received
Monthly fee and item charges may be offset by a higher variable
monthly earnings allowance on average collected balances in
this account and other related non-interest bearing accounts |
|
Yes, on daily
collected balance
of $10 or more |
Free Century Bank ATM transactions |
$10 maintenance fee
$2,500 minimum daily ledger balance or an aggregate deposit
relationship of $25,000 in your Century Bank accounts* to
waive maintenance fee |
|
Yes, on daily
collected balance
of $10 or more |
Free Century Bank ATM transactions and POS fees |
$12 maintenance fee
$.20 per paid item; $.95 per deposit; $.12 per deposited item;
$.15 per ACH credit or debit received
$5,000 minimum daily ledger balance to waive maintenance fee |
No matter which business checking account you choose, you will receive our streamlined statement that provides you with complete details of your account activity in an easy-to-read format, making reconciliation easy.
To help make your business finances easy to control, there is the Century Bank ATM/Debit BusinessCard™, an ATM card with the MasterCard® logo that is linked to your Century Bank business checking account with no interest charges or annual fee. You will have access to your account(s) 24 hours a day at any Century Bank ATM. The ATM/Debit BusinessCard also gives you access to instant cash at any ATM in the NYCE® and Cirrus® networks or SUMSM Program Member ATMs.1
And with Century Bank's membership in the NYCE Shared Deposit Program, customers can also use over 200 ATMs to perform deposit transactions. Look for the NYCE Deposit Mark on participating banks’ ATMs.1

Business Free Checking
Designed for any business with low monthly check writing and deposit activity. This account is packaged with a suite of free services and benefits designed to meet the unique needs of your business.
- A non-interest bearing checking account.
- First 300 items are free per statement cycle. Additional transactions (over 300) are charged $.50 per item.
- No monthly maintenance fee or minimum balance required.

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Business
Basic Checking
Perfect for the small businesses and organizations that
conduct fewer than 150 transactions in a month.
- A non-interest bearing checking account.
- First 150 checks paid, deposits or deposited items
free per statement period. Additional transactions
(over 150) are charged $.50 each.
- Waive maintenance fee of $12.00 by maintaining a
minimum daily ledger balance of $7,500 in your account.

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Regular
Business Checking
For businesses that conduct a large volume of transactions
each month or maintain high account balances.
- Earn a variable monthly earnings allowance on the
average collected balance you maintain in your account
to offset both the related item and maintenance fees
associated with your account.
- Maintenance fee of $12.00 with $.20 per paid item,
$.95 per deposit, $.15 per deposited item and $.10 per
ACH credit or debit received.

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Regular
Business Checking
(on Analysis)
For businesses that conduct a large volume of transactions
each month or maintain high account balances, this account
provides unlimited deposit and withdrawal transactions.
- Earn a higher variable monthly earnings allowance on
average collected balance to offset monthly fees, in
addition to a special account relationship that analyzes
the related accounts balances to waive additional fees.
- Maintenance fee of $15.00 with $.21 per paid item,
$1.00 per deposit, $.13 per deposited item and $.15 per
ACH credit or debit received.

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Cool Cash Business
Money Market Checking2
Would you like to earn competitive variable market-rate
interest on funds that are not needed for day-to-day
operating expenses?
- Waive $10.00 maintenance fee by maintaining a minimum
daily ledger balance of $2,500 in your account or an
aggregate deposit relationship balance in your Century
Bank accounts* of $25,000 or more.

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Non-Personal
NOW
This account is designed for non-profit organizations and
sole proprietorships.
- An interest-bearing checking account (earn a variable
rate of interest on daily collected balances).
- Waive maintenance fee of $12.00 by maintaining a
minimum daily ledger balance of $5,000 in your account.
- Additional fees include $.20 per paid item, $.95 per
deposit, $.12 per deposited item and $.15 per ACH
credit or debit received.


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