Century Bank - Business - Checking

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Checking
Century Bank™ has always focused on helping small and medium-sized businesses grow and prosper. Our customers span a wide range of industries, but they all share the same need for convenient, hassle-free banking that lets them focus on running their companies. For any type of business, Century Bank offers the products and services to meet your banking needs.

Account Name	Earns Interest	ATM & ATM/Debit Fees¹	Maintenence Fees and Minimum Balance Requirements
Business Free Checking	No	Free Century Bank ATM transactions and POS fees	No maintenance fee & no minimum balance 300 free transactions $.50 per item thereafter (checks paid, deposits & deposited items)
Business Basic Checking	No	Free Century Bank ATM transactions and POS fees	$12 maintenance fee $.50 per each service chargeable transaction over 150 processed monthly (checks paid, deposits & deposited items) $7,500 minimum daily ledger balance to waive maintenance fee
Regular Business Checking	No	Free Century Bank ATM transactions and POS fees	$12 maintenance fee; $.20 per paid item; $.95 per deposit; $.12 per deposited item; $.15 per ACH credit or debit received Monthly fee and item charges may be offset by a variable monthly earnings allowance on average collected balances being maintained in the account
Business Checking (on Analysis)	No	Free Century Bank ATM transactions and POS fees	$15 maintenance fee; $.21 per paid item; $1.00 per deposit; $.13 per deposited item; $.15 per ACH credit or debit received Monthly fee and item charges may be offset by a higher variable monthly earnings allowance on average collected balances in this account and other related non-interest bearing accounts
Cool Cash Business Money Market Checking	Yes, on daily collected balance of $10 or more	Free Century Bank ATM transactions	$10 maintenance fee $2,500 minimum daily ledger balance or an aggregate deposit relationship of $25,000 in your Century Bank accounts* to waive maintenance fee
Non-Personal NOW	Yes, on daily collected balance of $10 or more	Free Century Bank ATM transactions and POS fees	$12 maintenance fee $.20 per paid item; $.95 per deposit; $.12 per deposited item; $.15 per ACH credit or debit received $5,000 minimum daily ledger balance to waive maintenance fee

*	Century Bank accounts refers to the total of the average ledger balance in savings and checking for the monthly period plus Certificate of Deposit balances.

No matter which business checking account you choose, you will receive our streamlined statement that provides you with complete details of your account activity in an easy-to-read format, making reconciliation easy.

To help make your business finances easy to control, there is the Century Bank ATM/Debit BusinessCard™, an ATM card with the MasterCard® logo that is linked to your Century Bank business checking account with no interest charges or annual fee. You will have access to your account(s) 24 hours a day at any Century Bank ATM. The ATM/Debit BusinessCard also gives you access to instant cash at any ATM in the NYCE® and Cirrus® networks or SUM^SM Program Member ATMs.¹

And with Century Bank's membership in the NYCE Shared Deposit Program, customers can also use over 200 ATMs to perform deposit transactions. Look for the NYCE Deposit Mark on participating banks’ ATMs.¹

Business Free Checking
Designed for any business with low monthly check writing and deposit activity. This account is packaged with a suite of free services and benefits designed to meet the unique needs of your business.

A non-interest bearing checking account.
First 300 items are free per statement cycle. Additional transactions (over 300) are charged $.50 per item.
No monthly maintenance fee or minimum balance required.

Business Basic Checking
Perfect for the small businesses and organizations that conduct fewer than 150 transactions in a month.

A non-interest bearing checking account.
First 150 checks paid, deposits or deposited items free per statement period. Additional transactions (over 150) are charged $.50 each.
Waive maintenance fee of $12.00 by maintaining a minimum daily ledger balance of $7,500 in your account.

Regular Business Checking
For businesses that conduct a large volume of transactions each month or maintain high account balances.

Earn a variable monthly earnings allowance on the average collected balance you maintain in your account to offset both the related item and maintenance fees associated with your account.
Maintenance fee of $12.00 with $.20 per paid item, $.95 per deposit, $.15 per deposited item and $.10 per ACH credit or debit received.

Regular Business Checking (on Analysis)
For businesses that conduct a large volume of transactions each month or maintain high account balances, this account provides unlimited deposit and withdrawal transactions.

Earn a higher variable monthly earnings allowance on average collected balance to offset monthly fees, in addition to a special account relationship that analyzes the related accounts balances to waive additional fees.
Maintenance fee of $15.00 with $.21 per paid item, $1.00 per deposit, $.13 per deposited item and $.15 per ACH credit or debit received.

Cool Cash Business Money Market Checking²
Would you like to earn competitive variable market-rate interest on funds that are not needed for day-to-day operating expenses?

Waive $10.00 maintenance fee by maintaining a minimum daily ledger balance of $2,500 in your account or an aggregate deposit relationship balance in your Century Bank accounts* of $25,000 or more.

Non-Personal NOW
This account is designed for non-profit organizations and sole proprietorships.

An interest-bearing checking account (earn a variable rate of interest on daily collected balances).
Waive maintenance fee of $12.00 by maintaining a minimum daily ledger balance of $5,000 in your account.
Additional fees include $.20 per paid item, $.95 per deposit, $.12 per deposited item and $.15 per ACH credit or debit received.

Century Bank is a member of the SUM^SM Program. Any ATM with a SUM logo is surcharge free. Other banks may impose a surcharge for the use of their ATM. The SUM Program is administered by and is a registered service mark of the NYCE Corporation.

ATMs with the NYCE Deposit Mark will accept your Century Bank deposit. Not every ATM of every NYCE Program Member participates in the NYCE Shared Deposit Program. Be sure to look for the NYCE Deposit Mark for a participating NYCE Shared Deposit Program ATM.

Century Bank will impose the non-Century Bank ATM fee for each transaction at a non-Century Bank ATM. Please refer to www.Century-Bank.com or contact a Customer Service Representative at 866.8.CENTURY for more information.

Money Market and savings account transactions are governed by federal regulations. Transfers from this to another account or to third parties by preauthorized, automatic, computer, or telephone transfer are limited to six per statement cycle with no more than three transfers by check, draft, debit card or similar order to third parties. The third time these limitations are violated within a rolling 12 month period, the account will be transferred into a more appropriate transaction account with unrestricted use.

Corporate Headquarters: 400 Mystic Avenue, Medford, MA 02155 866.8.CENTURY NASDAQ:CNBKA