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Business Cash Reserve Line of Credit
At Century Bank, we understand managing cash flow and making your financial resources work for you is an important part of your operation. With a Business Cash Reserve Line of Credit from Century Bank linked to your Century Bank business checking account, you will protect yourself from the cost and embarrassment of overdrawing your account.

Our Business Cash Reserve Line of Credit provides your business with a line of credit from $1,000 up to $10,000, should your account be overdrawn. And best of all, our interest rate will never be more than the Prime Rate published in The Wall Street Journal + 6% on your outstanding loan balance and a low annual fee of $25. Payments of 5% of your loan balance are automatically deducted monthly from your Century Bank business checking account. NOTE: You must have a Century Bank business checking account in order to be approved for Century Bank's Business Cash Reserve.

If you would like to apply for our Business Cash Reserve Line of Credit, simply complete our Information Request Form and we'll gladly send you the forms you need along with appropriate disclosure information. Or, you may also stop by one of our convenient branch locations. Click here to find the Century Bank nearest you.